The APR on a finance contract with a Loan to Value of between 80.01% to 90% will be decreased by .25. The APR on a finance contract with a Loan to Value of Less than or equal to 80% will be decreased by .50.
Loan to Value ratio meant the total amount financed under your vehicle installment sale contract, expressed as a percent of dealer invoice (new). Please ask your dealer for details.
Program and Annual Percentage Rates are subject to change or termination at any time. Please see your participating Scion dealer for details.
"APR
may vary if the Amount Financed exceeds TFS's Maximum Advance for the
contract, your FICO score is below 520 and/or you apply for 72-84
month financing. Ask your dealer to explain how APRs vary for FICO
scores below 520 and 72-84 month financing.
Maximum Advance means the total amount financed less cancelable
optional products financed with the vehicle, expressed as a percent of
dealer invoice (new). Finance contracts with Maximum Advances of
over 120% for applicants with FICO Scores of more than or equal to 650
or over 100% for FICO scores of less than 650 will result in an
increase of the APR by .25 or .50 respectively."